Use small appliances

Use a small electric cooking appliances for small meals rather than the oven. You will use less energy

Cover pans to boil

Water will boil faster in a covered pan.

Use storm windows

Use storm windows to replace your old windows.

Use exhaust fans

Use exhaust fans to pull heat out of the attic in the summer.

Plant shade trees

If you plant some shade trees around your home, it will be less hot inside in the summer months.

Clean a/c filters

Be sure to clean or replace your air conditioning filters if they are dirty.

Use ceiling fans

A ceiling fan with your window air conditioner can spread the cooled air to other rooms.

Clean radiators

Be sure to dust or vacuum radiators. Dust and dirt can block the flow of heat in the winter months.

Turn down thermostat

Turn down your thermostat if you are away for more than several hours during the day.

Rent DVDs

See if you can rent DVDs from your local library for free.

Attend college online

See if you can attend college online rather than in person.

Save for emergencies

Save a certain amount of money in your savings account just for emergencies so you don't have to borrow or charge it.

Save money each month

See if you can set up automatic deposits between your checking account and your savings. This way you save a set amount of money each month.

Pay bills online

Check to see if you can pay your bills online from your bank rather than through the mail. This will save you money on checks and mailing postage cost.

Generic drugs

Brand name drugs are usually more expensive than their generic. Ask your physician if a less expensive generic is available.

Shop around airports

The lowest air fares may not be from the airport closest to you. Shop around for airports near you also.

Shop around for low priced auto insurance

Shopping around for the lowest priced auto insurance can save you a lot of money of the life of your car.

Auto insurance

Be sure that your new auto/home insurance policy is in effect before dropping your old one.

Keep car engine in tuned

You can save a lot of money each year on gas by keeping your car engine tuned.

Low cost carriers

Low cost carriers may be cheaper than the major ones. Be sure to compare prices.

Borrow less

The less you have to borrow, the less interest you will have to pay. When buying a car put more money down so the loan is less.

Loans

Shorter term loans usually will have a lower interest rate than the longer term loans.

Use pictures

Using pictures or paintings on the wall can change an old room and cost very little to buy.

Use curtains

Curtains can brighten up a room and don't cost that money to buy.

Repaint cabinets

Repainting the kitchen cabinets is cheaper than replacing them with new ones.

Paint an old room

Painting a room may give it new life without spending a lot of money on decorating.

Rearrange furniture

If you rearrange the furniture in your room, it will sometimes feel like a new room without buying new furniture.

Organize coupons

Organize your coupons under different categories so they are easy to find.

Trade coupons

Trade coupons with family or friends. They might have coupons for an item you use. You can trade some of your coupons that you may not need.

Double coupons

Some stores may double your coupon. Look online and see if you can find ones that will.

Hotels

Shop for hotels online and compare prices with different sites to get the cheapest rates.

Airline tickets

Shop for airline tickets online and compare prices with different sites to get the cheapest rates.

Hang clothes to dry

Instead of buying a dryer, you can hang clothes to dry. You can use a clothesline or hangers across your shower curtain rod.

Use laptop battery

Using the laptop battery rather then the power cord will save on electricity.

Halloween candy

Some Halloween candy is cheaper than others. Usually chocolate candy cost the most.

Use plastic shovels

Shoveling snow in the winter on your driveway can damage it if you use a steel shovel.

Don't replace entire carpet

If part of a carpet wears out, buying a rug to put over the area can be cheaper than replacing the entire carpet.

Watch for thunderstorms

Using computers during a thunderstorm can damage them if they are on. Be sure to turn everything off during a storm.

Print out maps

You can save money by printing out street directions and maps online.

Check charitable donations

Some charitable donations are deductible. Check to see if yours are before you file your tax return.