Use prepaid plans for cell phones

For about $10 a month, you can use a prepaid plan for your cell phone (pay as you go plan). These phones may have less features on them though than smartphones.

Save on heating

You can save money on heating by using heavy blankets and thicker PJ's at night.

Go ice skating

A good Christmas fun activity is ice skating which may also be free in places.

Watch Christmas shows

You can watch Christmas shows on TV for the holiday to save money rather than going out to see a show.

ATM withdrawl fees

Check the ATM withdrawl fees charged by your bank.

Make coffee at home

Making coffee at home instead of buying it out can save you a lot of money.