Save money on cars, cleaning, clothes, college, computers, exercise, food, gas, housing, movies, shopping, taxes, toys, travel, water, work, and many other ways to save money.
Tuesday, February 19, 2008
Paper towels
If you use paper towels, they now have some that allow you to cut off a smaller piece rather than just a big size piece all the time. You can make the roll last a lot longer this way.
Labels:
Paper Goods
Sink clogs
You can save money on expensive plumbing bills by not allowing any food to go down the kitchen sink drain. Over time it will clog up the drain and you are left with a big repair bill that may cost hundreds of dollars to fix.
Save on storage boxes
You may never need any if you save the boxes that you buy items in at the store or through the mail. You can store anything in them, from junk to clothing.
Monday, February 11, 2008
Save your driveway
Keep patching up the cracks on your tar driveway. The cracks keep getting bigger if you don't patch them up. You can save money by increasing the lifespan of your driveway.
Labels:
Driveway
Get free calendars
Sometimes you can get free calendars from your bank. You can save money if you usually buy calendars each year.
Labels:
Banks,
Calendars,
Free Items
Save money on chairs
If you have a chair in your house that has a worn out seat cushion, you can avoid buying a new chair by putting a few blankets on the seat. The seat is now raised, and when you sit on it, it is no longer hard.
Labels:
Furniture
Save for college
If you are a kid and plan on going to college, save money that you get when you are young or work. The extra money can at least be used for some entertainment when you finally go. Since it is your money, you can use it for what you like when you go.
Share a car at college
If you are going away to college, if you are lucky enough to make friends or go with someone you know, share a car. You can save money this way. Even going half on getting a car or sharing car expenses.
Labels:
College
Buy a digital camera
If you use the cameras where you take pictures one time and then throw them out, you can save a lot of money if you buy a digital camera instead.
Labels:
Cameras
Take items to college
If you are going away to a college and staying on campus, try to bring everything you can from home before you go that you may need. If you don't have items, see if you can borrow them so you can save money. Appliances and lamps and other things you may need.
Labels:
College
Saturday, February 9, 2008
Pick up store circulars
Pick up the store circulars when you walk in. You can find stuff on sale that you may not know about. This works for all stores.
Labels:
Shopping
Buy products you have coupons for
Buy the food for the week that you have coupons for. So whatever you get a coupon for, look into buying that item even if you don't use it as much as other brands. You can save a lot of money this way on food.
Wednesday, February 6, 2008
Make calls at night
Most places it is cheaper if you call at night than in the day times. Check your phone company rates and see how much cheaper it is at night than in the daytime for making calls.
Labels:
Phones
Garage sales
You can find cheap items at garage sales, and you can also resell some things that you buy. You can also sell your own items you no longer need at your own garage sale and make extra money.
Labels:
Money
Watering lawns
When the Sun is out in full force the lawns dry up faster. Water in the morning or just past the afternoon hours when sun is not at full force and the temp is lower. You will probably have a better lawn and save money on water.
Labels:
Water
Invest in bank CDs
CDs can pay as high as 5% interest. Regular savings accounts pay only 1.5% or less. The bank CD rates change all the time, but usually are higher than a savings account. You can open one for just $1,000. Time lengths could be from three months to five years.
Turn the TV off
If you are in other rooms and leave the TV on still, you are wasting electricity. The same goes for lights in the house. Computers use a lot of power also.
Labels:
TV
Walk when you can
If you travel a lot to work, try walking rather than taking a bus or train on certain days. Transportation savings add up over the year.
Labels:
Cars,
Transportation
Cut your own grass
You can hire someone, but if you have a small area only it is cheaper doing it yourself. If you live in warm climates all year you can save a lot of money.
Labels:
Grass Cutting
Save a quater or dollar daily
If you did this for 40 years (a quarter saved every day) you just saved $3,650. If you can find a dollar to save each day for 40 years, you just saved $14,600.
Labels:
Money
Don't buy paper cups
It is cheaper using glasses than buying paper items all the time and throwing them away. If you like using paper dishes, make sure you reuse them many times before you throw them away.
Labels:
Paper Goods,
Shopping
Get free shipping
Some places online offer free shipping if you buy a certain dollar amount of items. This can add up if you purchase a lot of items through the mail or the Internet. Shipping charges can be expensive. You can save a lot of money this way if you can get free shipping.
Labels:
Free Items,
Shopping
Buy items in bulk
You can sometimes save money by buying food and other items in bulk instead. Price them in a supermarket and see if they are more expensive.
Bring your own lunch
If you buy lunch at work you are probably wasting more money. Bringing lunch from home is usually cheaper and over a lifetime you can save a lot of money over the years.
Don't speed
Driving slower rather than speeding uses less gas. This can help with some money saved on gas. Don't floor the gas pedal.
Use cheaper gas
Using low octane gas is just as good for most cars. The higher octane gas is usually never needed and cost much more money.
Credit card rates
Look for credit cards with cheaper interest rates. Also, pay off the balances as soon as you buy something. Some credit cards have rates near 20%, others have rates near 10%. The money you can save is big.
Labels:
Money
Rent books
Renting books at the library is free. If you read a lot of books over the year, this is the best option sometimes instead of buying them all. Good tip if you have a lot of kids or big readers in the family.
Wash your own car
Saving money over the lifetime of owning your car amounts to a lot if you wash your own car yourself. If you live in a warm climate all year the savings is huge. In the winter of course it is best to not do it on your own if you have below freezing weather.
Labels:
Cars
Movies
You can save a fortune over your lifetime if you go during the day rather than at night. The tickets are a few dollars cheaper during the daytime. If you have a large family you will save a lot of money by going in the daytime instead of at night.
Senior discounts
You can save money if your older and ask for a senior discount at movie theaters, usually $0.50 a ticket in savings. They also have senior discounts at many places besides movies that you may visit. Always ask.
Fix car repairs early
Most of the time car repairs not fixed early can lead to bigger repairs later on. Maintenance is important for cars to avoid large repairs.
Wait for sales
Usually most things are on sale for the holidays in almost every store. Online stores have a lot of sales for the holidays so look into them also. You can save a lot of money this way if you have a big family and buy a lot of gifts.
Do away with appliances you do not need
In place of a dishwasher, wash dishes yourself, or even use paper plates and cups. Most of the time when I put something in the microwave oven, I reuse the paper dish several times before I throw them away.
Labels:
Appliances,
Repairs
Buy used textbooks for college
You can get a good discout if you buy them used from stores. College campuses should have some used book stores where you can buy them. This is a great way of saving money on textbooks.
Labels:
College
Cut back on smoking
You can save a lot of money each year by cutting back depending on how much you smoke. You can save even more money if you give it up.
Labels:
Health
Tuesday, February 5, 2008
Print out cards
If you already have a computer, you can print out family cards. This can save you a lot of money. Most computers have software where you can design your own cards. Birthday, Christmas, and all occasion cards.
Use grocery bags
If you use those plastic grocery bags for shopping, you can save money by using them at home. When you get home and take the food out of them, you can use them as garbage bags or for the small trash can in the bathroom. You never have to buy bags again.
Labels:
Bags
Save money on fast food
If you go to any fast food restaurants, look for specials during certain days of the week. Usually they reduce the prices on some food if you go on that day.
Shop for cheaper gas
Shop around for cheaper gas prices at gas stations in your area. If you do a lot of driving, a few pennies here and there can add up to some big saving over the year.
Keep thermostat a bit lower
You can save on on fuel bills if you turn it down a little in the winter. With the price of oil high, you can save some money in winter months.
Labels:
Bills,
Energy Savings,
House
Buy energy saving light bulbs
These can save you money in the long run on electricity cost. If you use a lot of light bulbs in your house, it can add up to a big savings over time.
Labels:
Energy Savings,
House,
Light Bulbs
Don't run shower water long
Watching TV and running the shower water before you go in will waste a lot of water. You can save some of Earth's water and money at the same time. Don't run the shower water until you go in it.
Labels:
Water
Fix it yourself
Changing a washer in a sink is not that hard and you can save yourself a lot of money. A small plumbing book can show you how to fix simple problems with sinks and toilets.
Labels:
Appliances,
Repairs
Drink water
If you are short on money when you go to the supermarket, cut back on the soda and other fruit drinks. They usually cost more even if you buy bottled water.
Borrow items
If you are only going to use a tool one time, try to borrow it from a friend instead. It will save you a lot of money since you don't have to buy it.
Labels:
Borrow Items
Avoid late fees
You can save money if make sure that you don't pay any fees for bounced checks or not maintaining the minimum amount in your checking or savings account. I know bounced check fees can be near $25.00
Labels:
Money
Carpool if you can
Carpooling can save you a lot of money with high gas prices latley. Going with friends shopping or to work can save you money. One less car on the road and less gas used.
Use shopping list
It is best if you shop with a list. If you don't have a shopping list, you will wind up buying more. You will spend more money if you don't use one.
Labels:
Shopping
Ask for older toys
If you know someone in your family or friends who has kids who have gotten older, you can ask them for toys if they no longer want them. If you have your own kids, you can pass down the toys and games. This works well with clothing also.
Maintain your weight
You can save some money on clothes no matter what age you are if you maintain your weight. How many times did you buy new clothes because the old ones did not fit? You can save money on clothes and your health at the same time.
Labels:
Health
Buy clothes a little bigger for kids
This is a good way to save some money on clothes. If you buy them a little bigger at first, they can get some extra years out of them.
Budget your gas money
You can set aside a certain amount of money for gas each week. Never go over this amount. With high gas prices, you can save a lot of money this way.
Budget when you eat out
Set aside a certain amount of money you will spend when you do eat out. Do not go over that amount ever. If you eat out once a week and you go over you budget by only $1.00, after 30 years you wasted $1,560 in extra money.